Terms and Conditions

Version 2.0 · Effective September 3, 2026

1. Acceptance

These Terms and Conditions (the "Terms") are a binding agreement between you and JZ Sports Ventures LLC, doing business as Field Access ("Field Access", "we", "us", "our"), covering the Field Access website, apps, chat assistant, games and all related services (the "Service").

YOU ACCEPT THESE TERMS BY PRESSING "I AGREE" AND CONTINUING. WE RECORD WHICH VERSION YOU ACCEPTED AND WHEN. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

These Terms bind everyone who uses the Service by any means, with or without an account, including through a guest, demo or shared link. Whoever gave you a link cannot change these Terms or make promises about the Service on our behalf.

SECTIONS 5, 6, 7, 13, 14 AND 17 LIMIT OUR LIABILITY, PLACE RISK ON YOU, AND AFFECT YOUR LEGAL RIGHTS — INCLUDING YOUR RIGHT TO SUE IN COURT AND TO JOIN A CLASS ACTION. READ THEM.

2. Eligibility

You must be at least 18, or older if your jurisdiction requires it. By agreeing you confirm that you are, and that you can enter into a binding contract. The Service is not for children and we do not knowingly collect their information; if we learn an account belongs to someone under 18 we will close it and delete the data.

You are responsible for following the laws that apply to you, including the laws on sports wagering where you live — in many places the age for that is 21 or higher. YOU MAY NOT USE THE SERVICE, OR ANY PART OF IT, WHERE DOING SO WOULD BE UNLAWFUL WHERE YOU ARE. We may restrict or withdraw access by jurisdiction at any time.

3. Your Account

Give accurate information and keep it current. Do not use anyone else's identity or payment method, and do not run extra accounts to get around usage limits, trials or a suspension.

You are responsible for your password and for everything done under your account. Tell us at fa.admin26@fieldaccess.co if you think someone else has got in.

4. What Field Access Is — and Is Not

Field Access is an information and entertainment product: sports statistics and history, analysis and commentary, trivia and games, fantasy sports information, and AI-generated discussion. It is for your personal, non-commercial use. We may change or discontinue any feature, league or data set at any time.

IT IS NOT PROFESSIONAL ADVICE OF ANY KIND — NOT GAMBLING, BETTING, INVESTMENT, FINANCIAL, TAX, LEGAL OR MEDICAL ADVICE — AND USING IT CREATES NO ADVISORY OR FIDUCIARY RELATIONSHIP BETWEEN US.

It is not an official source. We are not affiliated with, endorsed by or licensed by any league, team, governing body, athlete, sportsbook or data provider. Their names and logos are referred to for identification only and belong to them.

5. Artificial Intelligence and Accuracy

FIELD ACCESS IS AN AI AND CAN BE WRONG. AI OUTPUT WILL AT TIMES BE INACCURATE, INCOMPLETE, OUT OF DATE OR ENTIRELY FALSE, AND CAN STATE SOMETHING INCORRECT WITH COMPLETE CONFIDENCE. THAT IS HOW THE TECHNOLOGY WORKS; IT IS NOT A DEFECT IN THE SERVICE.

The same goes for everything else we show you. Statistics, scores, records, rosters, injuries, projections, rankings, odds, probabilities, hit rates and payout figures may be wrong, delayed, or drawn from third-party data that is itself wrong. Coverage varies by league and era, and a missing record does not prove that something did not happen.

ANY NUMBER, PRICE, PROBABILITY, RANKING OR RECOMMENDATION THE SERVICE SHOWS YOU IS AN ESTIMATE — NOT A FACT, NOT A GUARANTEE, AND NOT A PREDICTION OF ANY OUTCOME. PAST RESULTS AND HISTORICAL HIT RATES DO NOT PREDICT FUTURE ONES. CHECK ANYTHING THAT MATTERS BEFORE YOU RELY ON IT, AND ESPECIALLY BEFORE YOU BET.

6. No Gambling Services

We do not take, place, hold, broker or settle bets, and we hold no money. We are not a sportsbook, casino, betting exchange or fantasy operator.

Odds, lines, spreads, totals, props, parlay prices, hit rates, projections and start/sit information are shown for information and entertainment only. They are not a solicitation, inducement, recommendation or instruction to place any bet. Prices come from third parties, may be delayed or wrong, and may differ from what your sportsbook actually offers. Some pricing we show is calculated from our own historical data rather than taken from any book — it is a model output, not a market price, and it is not available for you to accept anywhere.

EVERY BETTING DECISION IS YOURS ALONE. You make it on your own judgment, at your own risk, and you are responsible for checking every price, line and rule with the operator you actually bet with.

Gambling carries a real risk of loss and can be addictive. Free, confidential help is available 24/7 in the United States at 1-800-GAMBLER (1-800-426-2537) or ncpgambling.org.

7. Assumption of Risk; Release

YOU ACCEPT ALL RISK THAT COMES WITH USING THE SERVICE, INCLUDING THE ENTIRE RISK OF LOSING MONEY.

YOU RELEASE FIELD ACCESS AND ITS OWNERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS AND SUPPLIERS (THE "RELEASED PARTIES") FROM ALL CLAIMS, KNOWN OR UNKNOWN, ARISING FROM: ANY BET, PARLAY, PROP, FANTASY ENTRY, CONTEST OR POOL YOU PLACE OR DECLINE TO PLACE; ANY MONEY LOST, FORFEITED OR NOT WON, FOR ANY REASON; ANY ERROR, DELAY OR OMISSION IN ANYTHING WE SHOW YOU; ANYTHING YOU DID OR DID NOT DO IN RELIANCE ON THE SERVICE; AND THE OUTCOME OF ANY EVENT.

THIS RELEASE COVERS OUR OWN ORDINARY NEGLIGENCE, INCLUDING MISTAKES IN COLLECTING, CALCULATING, CACHING, LABELLING OR DISPLAYING ANY DATA, ODDS, PRICE, HIT RATE OR AI OUTPUT, AND MISTAKES IN DESIGNING OR CODING THE SERVICE.

Nobody has promised you that using Field Access will produce a profit, a win, or any particular result, and you are not relying on any such promise.

What this does not cover: nothing in these Terms excludes liability for fraud, wilful misconduct, gross negligence where the law does not allow it to be excluded, death or personal injury caused by negligence, or anything else that cannot lawfully be excluded. That carve-out is stated deliberately — it is what lets the rest of this section stand. If any part of this section or of Section 13 is held unenforceable, it is to be read narrowly rather than struck out entirely, and the rest remains in force.

8. Subscriptions, Billing and Cancellation

There is a free tier with usage limits and a paid subscription. Payments are handled by our payment processor; we never see or store your full card details.

SUBSCRIPTIONS RENEW AUTOMATICALLY UNTIL YOU CANCEL. Before you are charged, the checkout screen shows the price, how often you will be billed, the length of any free trial, the date of the first charge, and the date by which you must cancel to avoid it. IF YOU TAKE A FREE TRIAL, YOUR CARD IS CHARGED WHEN THE TRIAL ENDS UNLESS YOU CANCEL FIRST.

YOU CAN CANCEL AT ANY TIME, ONLINE, IN THE SAME PLACE YOU SUBSCRIBED — no phone call, no explanation. Cancelling stops all future charges and you keep access until the end of the period you have paid for.

Except where the law requires otherwise, fees already paid are not refunded and we do not credit partial periods. But if we take your paid access away for any reason other than your breach of these Terms, we stop billing you and refund the unused part of that period.

We may change prices going forward, with notice, effective from your next billing period. Please contact us at fa.admin26@fieldaccess.co before starting a chargeback so we can try to sort it out first.

9. Acceptable Use

Do not: scrape, crawl or bulk-extract our content; resell or republish it; use it to train or evaluate any machine learning model, or to build a competing product; reverse engineer the Service; get around usage limits, paywalls or security; overload our systems; manipulate any game, score or leaderboard; run a tipping or pick-selling business off it; or use it for anything unlawful, fraudulent, infringing or abusive.

We may investigate suspected breaches, remove content, and suspend or close accounts.

10. Fair Use, Usage Limits and Excessive Use

The Service is licensed to you for personal, non-commercial use, at a level of activity that is ordinary for one individual. Certain features — including live odds, betting lines, player props and parlay pricing — are obtained from third-party data providers that charge us for each request, so the cost of these features rises directly with how heavily an account uses them.

WE MAY ESTABLISH, APPLY AND ENFORCE LIMITS ON THE EXTENT TO WHICH ANY ACCOUNT MAY USE THE SERVICE OR ANY FEATURE OF IT IN ANY GIVEN PERIOD. Such limits may include, without limitation, daily or other periodic caps on messages, queries, games, odds and line lookups, player-prop requests, parlay calculations and other data requests. Limits may differ between plans and between features, may be applied automatically, and may be introduced, varied or withdrawn by us at any time at our discretion.

WE MAY THROTTLE, SUSPEND, WITHDRAW OR DISABLE ACCESS TO ANY FEATURE OF THE SERVICE, INCLUDING LIVE ODDS AND RELATED BETTING-INFORMATION FEATURES, FOR ANY ACCOUNT THAT EXCEEDS AN APPLICABLE LIMIT, OR WHOSE USE WE REASONABLY DETERMINE TO BE EXCESSIVE, AUTOMATED, ABUSIVE, OR MATERIALLY IN EXCESS OF NORMAL INDIVIDUAL USE, whether or not any published limit has been exceeded. We may take such action with or without prior notice, and may apply it to a single feature or to the account as a whole.

We may also suspend or close an account that repeatedly exceeds these limits, or that takes steps to evade them, including through the use of multiple or duplicate accounts, shared credentials, automated tools, scripts, bots or any other means of circumvention. Exceeding or evading a limit is a breach of Section 9.

A restriction imposed under this Section because your use exceeded an applicable limit, or was excessive or abusive, does not constitute a failure of the Service, and does not entitle you to any refund, credit, extension or compensation, except to the extent a law applicable to you requires otherwise. If we permanently withdraw a paid feature from your account for any reason other than your breach of these Terms, you may cancel your subscription and we will refund the unused portion of your then-current billing term.

Limits in force at any time may be shown within the Service or supplied on request from fa.admin26@fieldaccess.co. Nothing in this Section limits any other right we have under these Terms, including under Sections 9 and 15.

11. Our Content and Yours

The Service, its software, design and original analysis belong to us or our licensors. We grant you a limited, personal, non-commercial, non-transferable, revocable licence to use it. Nothing else is granted.

You keep ownership of what you send us — your messages, images and settings. You give us a licence to host and process that material so we can run, secure and improve the Service, and you confirm you have the right to send it. Suggestions and feedback you send us we may use freely.

If you believe something on the Service infringes your copyright, email fa.admin26@fieldaccess.co with the work concerned, where the material is, your contact details, and a statement that you have a good-faith belief the use is unauthorised and that your notice is accurate. We respond to proper notices as the Digital Millennium Copyright Act requires, and we close the accounts of repeat infringers.

12. Privacy

To run the Service we collect your account details, settings and favourite teams, your chat history and any images you attach, per-user memory built from your use, usage and game records, and your payment status from our processor. We never receive your full card number.

We use it to provide, secure, personalise and improve the Service, to handle subscriptions, and to comply with the law. WE DO NOT SELL YOUR PERSONAL INFORMATION. We share it only with the providers who host the Service, process payments and send our email, and only as far as they need it, or where the law requires.

You can correct your details in the app, delete conversations, and ask us to delete your account and its data at fa.admin26@fieldaccess.co. We keep information while your account is open, and afterwards only as long as we need it or the law requires. Depending on where you live you may have further rights, including a copy of your data; ask us, and we will not treat you differently for asking.

13. Disclaimer of Warranties

THE SERVICE AND EVERYTHING IN IT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND.

TO THE FULLEST EXTENT THE LAW ALLOWS, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICE IS ACCURATE, COMPLETE, CURRENT, RELIABLE, SECURE OR UNINTERRUPTED. WE DO NOT WARRANT THAT ANY STATISTIC, ODDS, PRICE, PROJECTION OR CALCULATION IS CORRECT, OR THAT USING THE SERVICE WILL PRODUCE ANY PARTICULAR RESULT OR PROFIT. SOME STATES DO NOT ALLOW SOME OF THESE EXCLUSIONS, IN WHICH CASE THEY APPLY TO YOU AS FAR AS THE LAW PERMITS.

14. Limitation of Liability

TO THE FULLEST EXTENT THE LAW ALLOWS, THE RELEASED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST REVENUE, LOST OR UNWON WINNINGS, LOST BANKROLL, GAMBLING LOSSES OF ANY KIND, LOST DATA OR LOST GOODWILL, ARISING FROM THESE TERMS OR THE SERVICE, ON ANY LEGAL THEORY, EVEN IF WE WERE TOLD SUCH DAMAGES WERE POSSIBLE.

TO BE CLEAR: WE ARE NOT LIABLE FOR ANY MONEY YOU LOSE, FORFEIT OR FAIL TO WIN ON ANY BET, PARLAY, PROP, FANTASY ENTRY, CONTEST OR POOL — WHETHER OR NOT THE SERVICE INFORMED IT, AND WHETHER OR NOT THE SERVICE WAS WRONG.

OUR TOTAL LIABILITY FOR ALL CLAIMS IS CAPPED AT THE GREATER OF WHAT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE, OR US$100. THESE LIMITS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE, AND THEY ARE PART OF THE BARGAIN — WE COULD NOT OFFER THE SERVICE ON THESE TERMS WITHOUT THEM. NOTHING HERE LIMITS LIABILITY THAT CANNOT LAWFULLY BE LIMITED.

15. Indemnity, Suspension and Termination

You agree to cover our costs, including reasonable legal fees, for claims arising from your use of the Service, your breach of these Terms or of the law, your betting decisions, or your content.

You may close your account at any time. We may suspend or close your access immediately if you breach these Terms, if the law requires it, or if we discontinue the Service. Sections 4 to 7 and 10 to 19 survive.

16. Changes to These Terms

We may update these Terms. IF A CHANGE IS MATERIAL WE WILL GIVE THE DOCUMENT A NEW VERSION NUMBER AND ASK YOU TO ACCEPT IT THE NEXT TIME YOU OPEN THE SERVICE, AND IT DOES NOT APPLY TO YOU UNTIL YOU DO. Minor corrections take effect when posted.

If you do not accept an update you may not keep using the Service; close your account and, if you have paid ahead for time you will not now get, we will refund the unused part. No change applies to a dispute that arose before it took effect.

17. Governing Law; Arbitration; Class Action Waiver

These Terms are governed by the laws of the State of Florida and by applicable federal law, including the Federal Arbitration Act.

First, talk to us: email fa.admin26@fieldaccess.co describing the dispute, and give us 60 days to resolve it in good faith. That step comes before any formal proceeding.

IF IT IS NOT RESOLVED, YOU AND FIELD ACCESS AGREE TO SETTLE IT BY FINAL, BINDING, INDIVIDUAL ARBITRATION BEFORE A SINGLE ARBITRATOR, ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION UNDER ITS CONSUMER ARBITRATION RULES. You may choose to have it heard in the county where you live, by video, or on the documents alone. For claims of US$10,000 or less we pay the AAA filing, administration and arbitrator fees, apart from an amount equal to what filing the same claim in your local court would cost.

YOU AND FIELD ACCESS EACH GIVE UP THE RIGHT TO A JURY TRIAL AND THE RIGHT TO TAKE PART IN A CLASS OR REPRESENTATIVE ACTION. A court, not the arbitrator, decides any challenge to this class action waiver.

Exceptions: either of us may bring an individual claim in small claims court, or ask a court for an injunction to protect intellectual property or to stop unauthorised access. Nothing here stops you contacting a government agency.

YOU CAN OPT OUT OF ARBITRATION within 30 days of first accepting these Terms by emailing fa.admin26@fieldaccess.co with your name, username and a statement that you are opting out. Opting out changes nothing else.

If the class action waiver is unenforceable for a claim, that claim goes to court and the rest stay in arbitration. If this whole section is unenforceable, disputes go to the state or federal courts in Palm Beach County, Florida, and you agree to their jurisdiction. Any claim must be brought within one year of arising, unless the law gives you longer.

18. General

These Terms are the entire agreement between us about the Service. If any part is unenforceable it is narrowed as far as needed, or removed, and the rest stands. Not enforcing something once does not waive it. You may not transfer these Terms; we may, including in a sale of the business. We are not liable for failures caused by events beyond our reasonable control. Nothing here creates a partnership, employment or agency relationship. We may reach you by email or in the app; reach us at the addresses below. "Including" means "including without limitation".

19. Contact

JZ Sports Ventures LLC, doing business as Field Access — fa.admin26@fieldaccess.co